Dsld Mortgage in Florida vs the state
2.8%Denial rate-18.31 pts vs state
3.6%Decision denial rate-23.63 pts vs state
72.9%Origination rate+20.25 pts vs state
5.99%Median rate-0.63 pts vs state
-0.51Rate spread (pts)-0.78 pts vs state
$122kMedian applicant income
186Loans originated
7Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 227 | 141 | 5.3% | 5.99% | #361 |
| 2024 | 304 | 241 | 3.0% | 5.99% | #315 |
| 2025 | 255 | 186 | 2.8% | 5.99% | #334 |
What Dsld Mortgage lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Dsld Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Walton County | 120 | 92 | 2 | 1.7% |
| Santa Rosa County | 51 | 34 | 3 | 5.9% |
| Escambia County | 49 | 38 | 0 | 0.0% |
| Okaloosa County | 34 | 22 | 1 | 2.9% |
| Sarasota County | 1 | 0 | 1 | 100.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 255 applications in 2025, of which 186 were originated and 7 denied.
2.8% of all applications, or 3.6% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Dsld Mortgage originated in Florida in 2025 was 5.99%, against a statewide median of 6.63%.
About this data. Figures are Dsld Mortgage's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology