Directions Equity in Florida vs the state
0.0%Denial rate-21.06 pts vs state
0.0%Decision denial rate-27.24 pts vs state
50.0%Origination rate-2.69 pts vs state
5.81%Median rate-0.81 pts vs state
-0.48Rate spread (pts)-0.75 pts vs state
—Median applicant income
6Loans originated
0Denied
What Directions Equity lends in Florida
By loan purpose
By loan type
Where in Florida
Counties with the most Directions Equity applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Gadsden County | 3 | 3 | 0 | 0.0% |
| Leon County | 3 | 0 | 0 | 0.0% |
| Duval County | 2 | 1 | 0 | 0.0% |
| Citrus County | 1 | 1 | 0 | 0.0% |
| Broward County | 1 | 0 | 0 | 0.0% |
| Lake County | 1 | 1 | 0 | 0.0% |
| Palm Beach County | 1 | 0 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 12 applications in 2025, of which 6 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Directions Equity originated in Florida in 2025 was 5.81%, against a statewide median of 6.63%.
About this data. Figures are Directions Equity's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology