Delta Community Credit Union in Florida vs the state
25.9%Denial rate+4.81 pts vs state
33.3%Decision denial rate+6.09 pts vs state
51.8%Origination rate-0.94 pts vs state
6.38%Median rate-0.25 pts vs state
-0.22Rate spread (pts)-0.49 pts vs state
$120kMedian applicant income
74Loans originated
37Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 165 | 73 | 29.1% | 7.75% | #415 |
| 2024 | 175 | 87 | 25.1% | 6.75% | #394 |
| 2025 | 143 | 74 | 25.9% | 6.38% | #427 |
What Delta Community Credit Union lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Delta Community Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Broward County | 15 | 8 | 5 | 33.3% |
| Orange County | 14 | 10 | 3 | 21.4% |
| Miami-Dade County | 10 | 1 | 7 | 70.0% |
| Duval County | 8 | 4 | 0 | 0.0% |
| Hillsborough County | 8 | 4 | 3 | 37.5% |
| Lee County | 8 | 6 | 0 | 0.0% |
| Palm Beach County | 7 | 3 | 2 | 28.6% |
| Seminole County | 6 | 3 | 1 | 16.7% |
| Martin County | 5 | 4 | 1 | 20.0% |
| Volusia County | 5 | 2 | 1 | 20.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 143 applications in 2025, of which 74 were originated and 37 denied.
25.9% of all applications, or 33.3% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Delta Community Credit Union originated in Florida in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Delta Community Credit Union's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology