Delta Community Credit Union in Arizona vs the state
25.0%Denial rate+8.77 pts vs state
30.0%Decision denial rate+9.59 pts vs state
58.3%Origination rate-1.15 pts vs state
5.88%Median rate-0.63 pts vs state
-0.53Rate spread (pts)-0.75 pts vs state
$206kMedian applicant income
7Loans originated
3Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 6 | 4 | 0.0% | 8.38% | #598 |
| 2024 | 12 | 5 | 16.7% | 8.38% | #462 |
| 2025 | 12 | 7 | 25.0% | 5.88% | #476 |
What Delta Community Credit Union lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most Delta Community Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Maricopa County | 6 | 4 | 2 | 33.3% |
| Pima County | 4 | 2 | 1 | 25.0% |
| Cochise County | 1 | 0 | 0 | 0.0% |
| Santa Cruz County | 1 | 1 | 0 | 0.0% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 12 applications in 2025, of which 7 were originated and 3 denied.
25.0% of all applications, or 30.0% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans Delta Community Credit Union originated in Arizona in 2025 was 5.88%, against a statewide median of 6.50%.
About this data. Figures are Delta Community Credit Union's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology