CU Community in Georgia vs the state
13.3%Denial rate-5.89 pts vs state
20.0%Decision denial rate-5.07 pts vs state
20.0%Origination rate-34.09 pts vs state
6.50%Median rate-0.13 pts vs state
0.66Rate spread (pts)+0.39 pts vs state
$85kMedian applicant income
3Loans originated
2Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 7 | 2 | 28.6% | 7.25% | #728 |
| 2024 | 11 | 3 | 9.1% | 7.25% | #632 |
| 2025 | 15 | 3 | 13.3% | 6.50% | #609 |
What CU Community lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most CU Community applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fannin County | 6 | 2 | 1 | 16.7% |
| Catoosa County | 4 | 1 | 1 | 25.0% |
| Whitfield County | 3 | 0 | 0 | 0.0% |
| Walker County | 2 | 0 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 15 applications in 2025, of which 3 were originated and 2 denied.
13.3% of all applications, or 20.0% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans CU Community originated in Georgia in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are CU Community's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology