CSL Financial in South Carolina vs the state
58.2%Denial rate+39.84 pts vs state
81.5%Decision denial rate+58.01 pts vs state
13.2%Origination rate-43.39 pts vs state
8.74%Median rate+2.24 pts vs state
2.84Rate spread (pts)+2.61 pts vs state
$60kMedian applicant income
30Loans originated
132Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 275 | 27 | 61.8% | 8.99% | #129 |
| 2024 | 349 | 53 | 58.7% | 8.99% | #112 |
| 2025 | 227 | 30 | 58.2% | 8.74% | #173 |
What CSL Financial lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most CSL Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Florence County | 9 | 9 | 0 | 0.0% |
| Aiken County | 4 | 4 | 0 | 0.0% |
| Clarendon County | 3 | 3 | 0 | 0.0% |
| Georgetown County | 2 | 2 | 0 | 0.0% |
| Lexington County | 2 | 2 | 0 | 0.0% |
| Williamsburg County | 2 | 2 | 0 | 0.0% |
| Dorchester County | 1 | 1 | 0 | 0.0% |
| Marion County | 1 | 1 | 0 | 0.0% |
| Darlington County | 1 | 1 | 0 | 0.0% |
| Lee County | 1 | 1 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 227 applications in 2025, of which 30 were originated and 132 denied.
58.2% of all applications, or 81.5% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans CSL Financial originated in South Carolina in 2025 was 8.74%, against a statewide median of 6.50%.
About this data. Figures are CSL Financial's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology