Credit Union of Southern California in Arizona vs the state
14.0%Denial rate-2.28 pts vs state
17.1%Decision denial rate-3.27 pts vs state
65.1%Origination rate+5.64 pts vs state
3.99%Median rate-2.51 pts vs state
0.23Rate spread (pts)+0.01 pts vs state
$91kMedian applicant income
28Loans originated
6Denied
What Credit Union of Southern California lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most Credit Union of Southern California applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Mohave County | 40 | 27 | 5 | 12.5% |
| Pinal County | 2 | 0 | 1 | 50.0% |
| Maricopa County | 1 | 1 | 0 | 0.0% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 43 applications in 2025, of which 28 were originated and 6 denied.
14.0% of all applications, or 17.1% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans Credit Union of Southern California originated in Arizona in 2025 was 3.99%, against a statewide median of 6.50%.
About this data. Figures are Credit Union of Southern California's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology