Credit Union of Georgia in Florida vs the state
20.0%Denial rate-1.06 pts vs state
20.0%Decision denial rate-7.24 pts vs state
80.0%Origination rate+27.31 pts vs state
6.69%Median rate+0.06 pts vs state
-0.18Rate spread (pts)-0.45 pts vs state
$88kMedian applicant income
4Loans originated
1Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 7 | 6 | 0.0% | 6.31% | #1,073 |
| 2024 | 6 | 5 | 0.0% | 6.88% | #1,059 |
| 2025 | 5 | 4 | 20.0% | 6.69% | #1,111 |
What Credit Union of Georgia lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Credit Union of Georgia applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sumter County | 1 | 1 | 0 | 0.0% |
| Broward County | 1 | 0 | 1 | 100.0% |
| Flagler County | 1 | 1 | 0 | 0.0% |
| Franklin County | 1 | 1 | 0 | 0.0% |
| St. Lucie County | 1 | 1 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 5 applications in 2025, of which 4 were originated and 1 denied.
20.0% of all applications, or 20.0% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Credit Union of Georgia originated in Florida in 2025 was 6.69%, against a statewide median of 6.63%.
About this data. Figures are Credit Union of Georgia's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology