Credit Union of Colorado, a Federal Credit Union in Utah vs the state
12.5%Denial rate-3.46 pts vs state
14.3%Decision denial rate-4.89 pts vs state
75.0%Origination rate+11.76 pts vs state
8.00%Median rate+1.38 pts vs state
2.12Rate spread (pts)+1.88 pts vs state
$184kMedian applicant income
6Loans originated
1Denied
What Credit Union of Colorado, a Federal Credit Union lends in Utah
By loan purpose
By loan type
Why it denied Utah applicants
Where in Utah
Counties with the most Credit Union of Colorado, a Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Salt Lake County | 3 | 2 | 0 | 0.0% |
| Davis County | 2 | 2 | 0 | 0.0% |
| Utah County | 2 | 2 | 0 | 0.0% |
| Summit County | 1 | 0 | 1 | 100.0% |
Other large lenders in Utah
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| AMERICA FIRST Federal Credit Union | C | 16,303 | 18.3% | 6.99% |
| Mountain America Federal Credit Union | D | 15,401 | 36.5% | 7.24% |
| United Shore Financial Services | B | 11,325 | 8.5% | 6.25% |
| Rocket Mortgage | C | 6,276 | 14.6% | 6.63% |
| Guild Mortgage | A | 5,427 | 1.5% | 6.50% |
| Intercap Lending | A | 4,881 | 0.7% | 6.50% |
| Goldenwest | B | 4,794 | 17.6% | 7.50% |
| First Colony Mortgage | A | 3,499 | 2.1% | 6.38% |
| Kind Lending | C | 3,227 | 20.3% | 6.50% |
| Zions Bancorporation | B | 3,013 | 22.9% | 6.49% |
Frequently asked questions
Utah: 8 applications in 2025, of which 6 were originated and 1 denied.
12.5% of all applications, or 14.3% of the applications it actually decided on. The Utah statewide average across all lenders was 16.0%.
The median rate on loans Credit Union of Colorado, a Federal Credit Union originated in Utah in 2025 was 8.00%, against a statewide median of 6.63%.
About this data. Figures are Credit Union of Colorado, a Federal Credit Union's own HMDA filing for properties located in Utah, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology