Credit Union of America in Oklahoma vs the state
25.0%Denial rate+7.08 pts vs state
28.6%Decision denial rate+5.70 pts vs state
62.5%Origination rate+6.40 pts vs state
7.38%Median rate+0.75 pts vs state
0.91Rate spread (pts)+0.56 pts vs state
$105kMedian applicant income
5Loans originated
2Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 5 | 2 | 20.0% | 5.63% | #460 |
| 2024 | 14 | 5 | 7.1% | 6.63% | #350 |
| 2025 | 8 | 5 | 25.0% | 7.38% | #431 |
What Credit Union of America lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most Credit Union of America applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cleveland County | 2 | 1 | 0 | 0.0% |
| Kay County | 2 | 2 | 0 | 0.0% |
| Garvin County | 1 | 0 | 1 | 100.0% |
| Ottawa County | 1 | 1 | 0 | 0.0% |
| Osage County | 1 | 1 | 0 | 0.0% |
| Wagoner County | 1 | 0 | 1 | 100.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 8 applications in 2025, of which 5 were originated and 2 denied.
25.0% of all applications, or 28.6% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans Credit Union of America originated in Oklahoma in 2025 was 7.38%, against a statewide median of 6.63%.
About this data. Figures are Credit Union of America's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology