Credit Union of America in Missouri vs the state
40.0%Denial rate+24.93 pts vs state
40.0%Decision denial rate+21.30 pts vs state
60.0%Origination rate-2.66 pts vs state
6.63%Median rate0.00 pts vs state
0.15Rate spread (pts)-0.20 pts vs state
$72kMedian applicant income
3Loans originated
2Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 12 | 4 | 25.0% | 6.44% | #474 |
| 2024 | 7 | 1 | 57.1% | 7.75% | #546 |
| 2025 | 5 | 3 | 40.0% | 6.63% | #581 |
What Credit Union of America lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Credit Union of America applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jackson County | 2 | 0 | 2 | 100.0% |
| Clay County | 2 | 2 | 0 | 0.0% |
| Wright County | 1 | 1 | 0 | 0.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 5 applications in 2025, of which 3 were originated and 2 denied.
40.0% of all applications, or 40.0% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans Credit Union of America originated in Missouri in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Credit Union of America's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology