Countryplace Mortgage in Georgia vs the state
39.6%Denial rate+20.36 pts vs state
82.6%Decision denial rate+57.54 pts vs state
8.3%Origination rate-45.76 pts vs state
8.57%Median rate+1.94 pts vs state
2.46Rate spread (pts)+2.19 pts vs state
$90kMedian applicant income
4Loans originated
19Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 246 | 53 | 52.9% | 7.50% | #199 |
| 2024 | 121 | 19 | 47.1% | 8.63% | #301 |
| 2025 | 48 | 4 | 39.6% | 8.57% | #442 |
What Countryplace Mortgage lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Countryplace Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harris County | 5 | 0 | 1 | 20.0% |
| Marion County | 5 | 0 | 3 | 60.0% |
| Brooks County | 4 | 1 | 1 | 25.0% |
| Cook County | 2 | 0 | 0 | 0.0% |
| Talbot County | 2 | 0 | 2 | 100.0% |
| Thomas County | 2 | 0 | 1 | 50.0% |
| Berrien County | 2 | 0 | 0 | 0.0% |
| Jeff Davis County | 2 | 1 | 0 | 0.0% |
| Upson County | 1 | 0 | 0 | 0.0% |
| Macon County | 1 | 0 | 1 | 100.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 48 applications in 2025, of which 4 were originated and 19 denied.
39.6% of all applications, or 82.6% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Countryplace Mortgage originated in Georgia in 2025 was 8.57%, against a statewide median of 6.63%.
About this data. Figures are Countryplace Mortgage's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology