Countryplace Mortgage in Florida vs the state
35.3%Denial rate+14.20 pts vs state
65.6%Decision denial rate+38.35 pts vs state
18.5%Origination rate-34.19 pts vs state
4.88%Median rate-1.75 pts vs state
-1.12Rate spread (pts)-1.39 pts vs state
$88kMedian applicant income
32Loans originated
61Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 216 | 36 | 54.6% | 7.50% | #372 |
| 2024 | 178 | 28 | 34.3% | 7.25% | #391 |
| 2025 | 173 | 32 | 35.3% | 4.88% | #391 |
What Countryplace Mortgage lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Countryplace Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Polk County | 20 | 7 | 5 | 25.0% |
| Orange County | 19 | 1 | 4 | 21.1% |
| Hillsborough County | 16 | 6 | 4 | 25.0% |
| Pinellas County | 15 | 7 | 4 | 26.7% |
| Pasco County | 14 | 2 | 4 | 28.6% |
| Brevard County | 11 | 1 | 2 | 18.2% |
| Lake County | 8 | 0 | 4 | 50.0% |
| Hernando County | 6 | 0 | 2 | 33.3% |
| Sumter County | 5 | 1 | 2 | 40.0% |
| Hendry County | 4 | 0 | 4 | 100.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 173 applications in 2025, of which 32 were originated and 61 denied.
35.3% of all applications, or 65.6% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Countryplace Mortgage originated in Florida in 2025 was 4.88%, against a statewide median of 6.63%.
About this data. Figures are Countryplace Mortgage's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology