Corning Credit Union in Virginia vs the state
18.8%Denial rate+2.81 pts vs state
25.0%Decision denial rate+4.75 pts vs state
56.3%Origination rate-3.27 pts vs state
6.50%Median rate-0.13 pts vs state
0.12Rate spread (pts)-0.10 pts vs state
$130kMedian applicant income
9Loans originated
3Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 9 | 6 | 11.1% | 6.70% | #572 |
| 2024 | 12 | 4 | 33.3% | 6.64% | #544 |
| 2025 | 16 | 9 | 18.8% | 6.50% | #514 |
What Corning Credit Union lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most Corning Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Montgomery County | 3 | 2 | 0 | 0.0% |
| Fairfax County | 2 | 2 | 0 | 0.0% |
| Augusta County | 1 | 1 | 0 | 0.0% |
| Patrick County | 1 | 1 | 0 | 0.0% |
| Arlington County | 1 | 1 | 0 | 0.0% |
| Henrico County | 1 | 0 | 0 | 0.0% |
| Stafford County | 1 | 1 | 0 | 0.0% |
| Fairfax city | 1 | 0 | 0 | 0.0% |
| Roanoke County | 1 | 0 | 1 | 100.0% |
| Prince William County | 1 | 0 | 0 | 0.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 16 applications in 2025, of which 9 were originated and 3 denied.
18.8% of all applications, or 25.0% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans Corning Credit Union originated in Virginia in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Corning Credit Union's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology