Corning Credit Union in South Carolina vs the state
21.2%Denial rate+2.92 pts vs state
23.2%Decision denial rate-0.30 pts vs state
62.6%Origination rate+5.96 pts vs state
6.13%Median rate-0.37 pts vs state
-0.10Rate spread (pts)-0.32 pts vs state
$97kMedian applicant income
112Loans originated
38Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 163 | 104 | 16.6% | 7.06% | #185 |
| 2024 | 152 | 93 | 18.4% | 6.38% | #196 |
| 2025 | 179 | 112 | 21.2% | 6.13% | #192 |
What Corning Credit Union lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Corning Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Horry County | 147 | 87 | 36 | 24.5% |
| Greenville County | 5 | 3 | 1 | 20.0% |
| Georgetown County | 3 | 3 | 0 | 0.0% |
| Lancaster County | 3 | 3 | 0 | 0.0% |
| Lexington County | 3 | 2 | 0 | 0.0% |
| Beaufort County | 2 | 2 | 0 | 0.0% |
| York County | 2 | 1 | 1 | 50.0% |
| Berkeley County | 2 | 2 | 0 | 0.0% |
| Richland County | 2 | 2 | 0 | 0.0% |
| Charleston County | 2 | 1 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 179 applications in 2025, of which 112 were originated and 38 denied.
21.2% of all applications, or 23.2% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Corning Credit Union originated in South Carolina in 2025 was 6.13%, against a statewide median of 6.50%.
About this data. Figures are Corning Credit Union's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology