Corning Credit Union in Florida vs the state
13.1%Denial rate-7.95 pts vs state
14.8%Decision denial rate-12.43 pts vs state
62.3%Origination rate+9.61 pts vs state
6.26%Median rate-0.37 pts vs state
-0.06Rate spread (pts)-0.32 pts vs state
$112kMedian applicant income
38Loans originated
8Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 48 | 37 | 14.6% | 6.63% | #637 |
| 2024 | 41 | 27 | 4.9% | 7.25% | #639 |
| 2025 | 61 | 38 | 13.1% | 6.26% | #575 |
What Corning Credit Union lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Corning Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Volusia County | 8 | 3 | 2 | 25.0% |
| Marion County | 7 | 5 | 2 | 28.6% |
| Sumter County | 6 | 5 | 0 | 0.0% |
| Osceola County | 5 | 3 | 0 | 0.0% |
| Citrus County | 4 | 3 | 0 | 0.0% |
| Manatee County | 4 | 2 | 0 | 0.0% |
| Polk County | 3 | 2 | 1 | 33.3% |
| Brevard County | 3 | 1 | 0 | 0.0% |
| Sarasota County | 3 | 2 | 1 | 33.3% |
| Hillsborough County | 2 | 2 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 61 applications in 2025, of which 38 were originated and 8 denied.
13.1% of all applications, or 14.8% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Corning Credit Union originated in Florida in 2025 was 6.26%, against a statewide median of 6.63%.
About this data. Figures are Corning Credit Union's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology