Cornerstone Capital Bank in Florida vs the state
2.7%Denial rate-18.39 pts vs state
3.3%Decision denial rate-23.91 pts vs state
77.3%Origination rate+24.64 pts vs state
6.63%Median rate0.00 pts vs state
0.32Rate spread (pts)+0.05 pts vs state
$105kMedian applicant income
58Loans originated
2Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 67 | 41 | 4.5% | 7.13% | #564 |
| 2024 | 87 | 65 | 5.8% | 6.99% | #506 |
| 2025 | 75 | 58 | 2.7% | 6.63% | #535 |
What Cornerstone Capital Bank lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Cornerstone Capital Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pasco County | 6 | 4 | 0 | 0.0% |
| Broward County | 6 | 5 | 1 | 16.7% |
| Sumter County | 4 | 2 | 0 | 0.0% |
| Hillsborough County | 4 | 4 | 0 | 0.0% |
| St. Johns County | 4 | 3 | 0 | 0.0% |
| Walton County | 4 | 4 | 0 | 0.0% |
| Brevard County | 3 | 3 | 0 | 0.0% |
| Sarasota County | 3 | 2 | 0 | 0.0% |
| Lake County | 3 | 1 | 1 | 33.3% |
| Lee County | 3 | 3 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 75 applications in 2025, of which 58 were originated and 2 denied.
2.7% of all applications, or 3.3% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Cornerstone Capital Bank originated in Florida in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Cornerstone Capital Bank's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology