Cooperativa de Ahorro y Credito Jesus Obrero in Puerto Rico vs the state
11.8%Denial rate-4.00 pts vs state
12.5%Decision denial rate-6.00 pts vs state
79.4%Origination rate+12.18 pts vs state
6.00%Median rate-0.13 pts vs state
0.02Rate spread (pts)-0.05 pts vs state
$46kMedian applicant income
27Loans originated
4Denied
Trend in Puerto Rico
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 60 | 41 | 16.7% | 6.50% | #36 |
| 2024 | 40 | 26 | 15.0% | 6.35% | #39 |
| 2025 | 34 | 27 | 11.8% | 6.00% | #46 |
What Cooperativa de Ahorro y Credito Jesus Obrero lends in Puerto Rico
By loan purpose
By loan type
Why it denied Puerto Rico applicants
Where in Puerto Rico
Counties with the most Cooperativa de Ahorro y Credito Jesus Obrero applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| San Juan Municipio | 7 | 5 | 1 | 14.3% |
| Bayamón Municipio | 5 | 4 | 1 | 20.0% |
| Guaynabo Municipio | 5 | 4 | 0 | 0.0% |
| Caguas Municipio | 4 | 4 | 0 | 0.0% |
| Aguas Buenas Municipio | 2 | 2 | 0 | 0.0% |
| Humacao Municipio | 1 | 1 | 0 | 0.0% |
| Carolina Municipio | 1 | 1 | 0 | 0.0% |
| Cayey Municipio | 1 | 1 | 0 | 0.0% |
| Trujillo Alto Municipio | 1 | 0 | 1 | 100.0% |
| Loíza Municipio | 1 | 1 | 0 | 0.0% |
Other large lenders in Puerto Rico
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Banco Popular de Puerto Rico | C | 3,894 | 20.4% | 6.25% |
| Firstbank Puerto Rico | C | 3,233 | 22.0% | 5.75% |
| Oriental Bank | C | 1,708 | 20.0% | 5.50% |
| The Money House | B | 1,602 | 10.8% | 6.00% |
| First Equity Mortgage Bankers | D | 1,517 | 17.7% | 6.00% |
| Preferred Mortgage | C | 732 | 11.6% | 5.75% |
| Hr Mortgage | D | 697 | 20.8% | 6.25% |
| Home Mortgage Bankers | C | 678 | 0.3% | 6.50% |
| Metro Island Mortgage | A | 588 | 0.2% | 5.75% |
| Trust Mortgage | C | 559 | 8.1% | 5.75% |
Frequently asked questions
Puerto Rico: 34 applications in 2025, of which 27 were originated and 4 denied.
11.8% of all applications, or 12.5% of the applications it actually decided on. The Puerto Rico statewide average across all lenders was 15.8%.
The median rate on loans Cooperativa de Ahorro y Credito Jesus Obrero originated in Puerto Rico in 2025 was 6.00%, against a statewide median of 6.13%.
About this data. Figures are Cooperativa de Ahorro y Credito Jesus Obrero's own HMDA filing for properties located in Puerto Rico, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology