Conventus in Kentucky vs the state
9.1%Denial rate-9.72 pts vs state
12.5%Decision denial rate-10.99 pts vs state
63.6%Origination rate+5.60 pts vs state
10.75%Median rate+4.00 pts vs state
—Rate spread (pts)
—Median applicant income
7Loans originated
1Denied
What Conventus lends in Kentucky
By loan purpose
By loan type
Why it denied Kentucky applicants
Where in Kentucky
Counties with the most Conventus applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Campbell County | 4 | 4 | 0 | 0.0% |
| Jefferson County | 2 | 1 | 1 | 50.0% |
| Kenton County | 1 | 1 | 0 | 0.0% |
| Todd County | 1 | 0 | 0 | 0.0% |
| Daviess County | 1 | 1 | 0 | 0.0% |
| Scott County | 1 | 0 | 0 | 0.0% |
| Fayette County | 1 | 0 | 0 | 0.0% |
Other large lenders in Kentucky
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 8,420 | 18.1% | 6.75% |
| Vanderbilt Mortgage and Finance | F | 8,220 | 44.8% | 9.50% |
| United Shore Financial Services | B | 6,871 | 9.8% | 6.50% |
| Fifth Third Bank | D | 5,663 | 25.5% | 7.75% |
| U.S. Bank | D | 4,887 | 29.5% | 7.00% |
| Mortgage Research Center | C | 3,617 | 18.0% | 6.25% |
| PNC Bank | D | 3,585 | 23.7% | 7.40% |
| 21st Mortgage | F | 3,478 | 48.0% | 9.95% |
| Commonwealth | C | 3,270 | 24.9% | 7.25% |
| Stockton Mortgage | D | 3,255 | 6.1% | 6.63% |
Frequently asked questions
Kentucky: 11 applications in 2025, of which 7 were originated and 1 denied.
9.1% of all applications, or 12.5% of the applications it actually decided on. The Kentucky statewide average across all lenders was 18.8%.
The median rate on loans Conventus originated in Kentucky in 2025 was 10.75%, against a statewide median of 6.75%.
About this data. Figures are Conventus's own HMDA filing for properties located in Kentucky, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology