Connexus Credit Union in California vs the state
60.8%Denial rate+43.33 pts vs state
69.8%Decision denial rate+47.35 pts vs state
23.1%Origination rate-33.08 pts vs state
6.49%Median rate-0.13 pts vs state
-0.69Rate spread (pts)-0.96 pts vs state
$174kMedian applicant income
43Loans originated
113Denied
Trend in California
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 443 | 133 | 51.9% | 4.49% | #238 |
| 2024 | 201 | 55 | 53.7% | 6.49% | #352 |
| 2025 | 186 | 43 | 60.8% | 6.49% | #372 |
What Connexus Credit Union lends in California
By loan purpose
By loan type
Why it denied California applicants
Where in California
Counties with the most Connexus Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Los Angeles County | 31 | 3 | 23 | 74.2% |
| Orange County | 27 | 8 | 11 | 40.7% |
| Riverside County | 26 | 5 | 17 | 65.4% |
| San Diego County | 15 | 5 | 7 | 46.7% |
| San Bernardino County | 10 | 2 | 8 | 80.0% |
| Santa Clara County | 8 | 1 | 7 | 87.5% |
| Fresno County | 7 | 3 | 4 | 57.1% |
| Kern County | 7 | 2 | 4 | 57.1% |
| Placer County | 7 | 2 | 4 | 57.1% |
| Alameda County | 5 | 1 | 3 | 60.0% |
Other large lenders in California
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 79,261 | 12.6% | 6.49% |
| Rocket Mortgage | C | 58,925 | 17.6% | 6.75% |
| Bank of America | F | 40,190 | 30.8% | 5.99% |
| U.S. Bank | D | 32,493 | 31.6% | 6.50% |
| JPMorgan Chase Bank | B | 22,048 | 9.7% | 6.13% |
| Spring Eq | D | 21,601 | 50.8% | 8.88% |
| Schoolsfirst | A | 19,086 | 10.0% | 6.25% |
| Pennymac Loan Services | C | 18,754 | 13.5% | 6.50% |
| Newrez | D | 17,000 | 19.3% | 6.63% |
| Loandepot.Com | D | 16,645 | 18.7% | 6.63% |
Frequently asked questions
California: 186 applications in 2025, of which 43 were originated and 113 denied.
60.8% of all applications, or 69.8% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.
The median rate on loans Connexus Credit Union originated in California in 2025 was 6.49%, against a statewide median of 6.63%.
About this data. Figures are Connexus Credit Union's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology