COMMUNITY CREDIT UNION of FLORIDA in Florida vs the state
24.6%Denial rate+3.50 pts vs state
27.9%Decision denial rate+0.65 pts vs state
61.4%Origination rate+8.71 pts vs state
7.25%Median rate+0.63 pts vs state
0.51Rate spread (pts)+0.24 pts vs state
$95kMedian applicant income
730Loans originated
292Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,338 | 859 | 15.6% | 8.25% | #121 |
| 2024 | 1,317 | 815 | 17.6% | 8.25% | #119 |
| 2025 | 1,189 | 730 | 24.6% | 7.25% | #135 |
What COMMUNITY CREDIT UNION of FLORIDA lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most COMMUNITY CREDIT UNION of FLORIDA applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Brevard County | 1,030 | 651 | 244 | 23.7% |
| Orange County | 37 | 20 | 10 | 27.0% |
| Volusia County | 18 | 12 | 5 | 27.8% |
| Polk County | 17 | 9 | 6 | 35.3% |
| Osceola County | 10 | 5 | 3 | 30.0% |
| Broward County | 10 | 3 | 3 | 30.0% |
| Seminole County | 9 | 7 | 2 | 22.2% |
| Indian River County | 8 | 5 | 0 | 0.0% |
| St. Lucie County | 5 | 3 | 2 | 40.0% |
| Palm Beach County | 5 | 2 | 1 | 20.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 1,189 applications in 2025, of which 730 were originated and 292 denied.
24.6% of all applications, or 27.9% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans COMMUNITY CREDIT UNION of FLORIDA originated in Florida in 2025 was 7.25%, against a statewide median of 6.63%.
About this data. Figures are COMMUNITY CREDIT UNION of FLORIDA's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology