Community Choice in Florida vs the state
21.4%Denial rate+0.37 pts vs state
27.3%Decision denial rate+0.03 pts vs state
57.1%Origination rate+4.45 pts vs state
8.13%Median rate+1.50 pts vs state
1.45Rate spread (pts)+1.18 pts vs state
$143kMedian applicant income
16Loans originated
6Denied
What Community Choice lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Community Choice applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Palm Beach County | 3 | 2 | 1 | 33.3% |
| Pinellas County | 3 | 1 | 1 | 33.3% |
| Lee County | 3 | 1 | 0 | 0.0% |
| Sarasota County | 2 | 1 | 0 | 0.0% |
| Seminole County | 2 | 1 | 1 | 50.0% |
| Pasco County | 2 | 2 | 0 | 0.0% |
| Clay County | 1 | 0 | 1 | 100.0% |
| Miami-Dade County | 1 | 1 | 0 | 0.0% |
| Orange County | 1 | 1 | 0 | 0.0% |
| Okaloosa County | 1 | 0 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 28 applications in 2025, of which 16 were originated and 6 denied.
21.4% of all applications, or 27.3% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Community Choice originated in Florida in 2025 was 8.13%, against a statewide median of 6.63%.
About this data. Figures are Community Choice's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology