COASTAL Federal Credit Union in Florida vs the state
91.7%Denial rate+70.61 pts vs state
100.0%Decision denial rate+72.76 pts vs state
0.0%Origination rate-52.69 pts vs state
—Median rate
—Rate spread (pts)
$150kMedian applicant income
0Loans originated
11Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 11 | 0 | 100.0% | — | #961 |
| 2024 | 7 | 0 | 100.0% | — | #1,022 |
| 2025 | 12 | 0 | 91.7% | — | #880 |
What COASTAL Federal Credit Union lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most COASTAL Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Lucie County | 2 | 0 | 1 | 50.0% |
| Lee County | 2 | 0 | 2 | 100.0% |
| Seminole County | 2 | 0 | 2 | 100.0% |
| Palm Beach County | 1 | 0 | 1 | 100.0% |
| Broward County | 1 | 0 | 1 | 100.0% |
| Osceola County | 1 | 0 | 1 | 100.0% |
| Sumter County | 1 | 0 | 1 | 100.0% |
| Hillsborough County | 1 | 0 | 1 | 100.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 12 applications in 2025, of which 0 were originated and 11 denied.
91.7% of all applications, or 100.0% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are COASTAL Federal Credit Union's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology