CMG Mortgage in Vermont vs the state
5.7%Denial rate-9.16 pts vs state
6.9%Decision denial rate-11.19 pts vs state
69.3%Origination rate+4.41 pts vs state
6.63%Median rate-0.08 pts vs state
0.15Rate spread (pts)+0.03 pts vs state
$126kMedian applicant income
318Loans originated
26Denied
Trend in Vermont
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 249 | 171 | 6.4% | 7.00% | #17 |
| 2024 | 486 | 359 | 4.9% | 6.75% | #12 |
| 2025 | 459 | 318 | 5.7% | 6.63% | #12 |
What CMG Mortgage lends in Vermont
By loan purpose
By loan type
Why it denied Vermont applicants
Where in Vermont
Counties with the most CMG Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Chittenden County | 164 | 130 | 7 | 4.3% |
| Franklin County | 61 | 37 | 5 | 8.2% |
| Windham County | 45 | 29 | 2 | 4.4% |
| Washington County | 41 | 26 | 0 | 0.0% |
| Windsor County | 37 | 23 | 6 | 16.2% |
| Addison County | 25 | 18 | 3 | 12.0% |
| Rutland County | 18 | 15 | 1 | 5.6% |
| Lamoille County | 16 | 10 | 0 | 0.0% |
| Orange County | 11 | 8 | 0 | 0.0% |
| Orleans County | 11 | 7 | 1 | 9.1% |
Other large lenders in Vermont
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Eastrise Federal Credit Union | A | 3,529 | 5.1% | 6.50% |
| Rocket Mortgage | C | 1,165 | 22.0% | 6.75% |
| North Country | C | 1,135 | 9.5% | 7.25% |
| Vermont Federal Credit Union | A | 1,003 | 12.0% | 6.75% |
| Citizens Bank | C | 826 | 38.9% | 7.65% |
| Emm Loans | B | 761 | 1.5% | 6.63% |
| Mascoma Bank | B | 717 | 16.5% | 6.75% |
| Union Bank | B | 641 | 4.5% | 6.63% |
| Manufacturers and Traders Trust | C | 617 | 30.8% | 5.99% |
| Community Bank | D | 607 | 13.3% | 7.00% |
Frequently asked questions
Vermont: 459 applications in 2025, of which 318 were originated and 26 denied.
5.7% of all applications, or 6.9% of the applications it actually decided on. The Vermont statewide average across all lenders was 14.8%.
The median rate on loans CMG Mortgage originated in Vermont in 2025 was 6.63%, against a statewide median of 6.71%.
About this data. Figures are CMG Mortgage's own HMDA filing for properties located in Vermont, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology