Click n' Close in South Carolina vs the state
5.0%Denial rate-13.35 pts vs state
7.4%Decision denial rate-16.06 pts vs state
61.6%Origination rate+4.96 pts vs state
7.00%Median rate+0.50 pts vs state
2.30Rate spread (pts)+2.08 pts vs state
$86kMedian applicant income
149Loans originated
12Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 245 | 174 | 3.3% | 7.38% | #140 |
| 2024 | 291 | 190 | 3.4% | 7.25% | #131 |
| 2025 | 242 | 149 | 5.0% | 7.00% | #163 |
What Click n' Close lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Click n' Close applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| York County | 34 | 22 | 3 | 8.8% |
| Spartanburg County | 31 | 20 | 2 | 6.5% |
| Richland County | 28 | 17 | 1 | 3.6% |
| Berkeley County | 21 | 16 | 0 | 0.0% |
| Lexington County | 16 | 12 | 2 | 12.5% |
| Dorchester County | 16 | 10 | 0 | 0.0% |
| Lancaster County | 13 | 6 | 0 | 0.0% |
| Greenville County | 10 | 5 | 2 | 20.0% |
| Horry County | 10 | 4 | 1 | 10.0% |
| Charleston County | 9 | 7 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 242 applications in 2025, of which 149 were originated and 12 denied.
5.0% of all applications, or 7.4% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Click n' Close originated in South Carolina in 2025 was 7.00%, against a statewide median of 6.50%.
About this data. Figures are Click n' Close's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology