Class Act Federal Credit Union in Indiana vs the state
30.0%Denial rate+13.43 pts vs state
40.0%Decision denial rate+19.86 pts vs state
45.0%Origination rate-17.25 pts vs state
—Median rate
—Rate spread (pts)
$68kMedian applicant income
9Loans originated
6Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 5 | 5 | 0.0% | — | #605 |
| 2025 | 20 | 9 | 30.0% | — | #453 |
What Class Act Federal Credit Union lends in Indiana
By loan purpose
By loan type
Where in Indiana
Counties with the most Class Act Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 11 | 2 | 5 | 45.5% |
| Floyd County | 3 | 2 | 0 | 0.0% |
| Perry County | 1 | 1 | 0 | 0.0% |
| Harrison County | 1 | 1 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 20 applications in 2025, of which 9 were originated and 6 denied.
30.0% of all applications, or 40.0% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Class Act Federal Credit Union's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology