City National Bank in South Carolina vs the state
13.3%Denial rate-4.98 pts vs state
15.4%Decision denial rate-8.09 pts vs state
73.3%Origination rate+16.72 pts vs state
5.61%Median rate-0.89 pts vs state
-0.19Rate spread (pts)-0.41 pts vs state
$304kMedian applicant income
11Loans originated
2Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 21 | 16 | 4.8% | 6.86% | #419 |
| 2025 | 15 | 11 | 13.3% | 5.61% | #489 |
What City National Bank lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most City National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Charleston County | 4 | 4 | 0 | 0.0% |
| Greenville County | 2 | 1 | 0 | 0.0% |
| Horry County | 2 | 2 | 0 | 0.0% |
| Aiken County | 1 | 1 | 0 | 0.0% |
| Pickens County | 1 | 1 | 0 | 0.0% |
| Dorchester County | 1 | 0 | 1 | 100.0% |
| Colleton County | 1 | 0 | 1 | 100.0% |
| Lancaster County | 1 | 0 | 0 | 0.0% |
| Beaufort County | 1 | 1 | 0 | 0.0% |
| Berkeley County | 1 | 1 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 15 applications in 2025, of which 11 were originated and 2 denied.
13.3% of all applications, or 15.4% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans City National Bank originated in South Carolina in 2025 was 5.61%, against a statewide median of 6.50%.
About this data. Figures are City National Bank's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology