City National Bank in New York vs the state
19.2%Denial rate-0.58 pts vs state
23.6%Decision denial rate-0.45 pts vs state
60.8%Origination rate+1.24 pts vs state
5.79%Median rate-0.83 pts vs state
-0.30Rate spread (pts)-0.51 pts vs state
$282kMedian applicant income
146Loans originated
46Denied
Trend in New York
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 219 | 131 | 21.0% | 5.85% | #188 |
| 2024 | 143 | 55 | 29.4% | 6.90% | #225 |
| 2025 | 240 | 146 | 19.2% | 5.79% | #191 |
What City National Bank lends in New York
By loan purpose
By loan type
Why it denied New York applicants
Where in New York
Counties with the most City National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| New York County | 51 | 33 | 10 | 19.6% |
| Suffolk County | 38 | 22 | 12 | 31.6% |
| Kings County | 35 | 13 | 10 | 28.6% |
| Queens County | 35 | 23 | 4 | 11.4% |
| Westchester County | 28 | 21 | 3 | 10.7% |
| Nassau County | 20 | 15 | 1 | 5.0% |
| Bronx County | 10 | 4 | 1 | 10.0% |
| Rockland County | 5 | 4 | 1 | 20.0% |
| Ulster County | 4 | 3 | 1 | 25.0% |
| Saratoga County | 2 | 2 | 0 | 0.0% |
Other large lenders in New York
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 20,315 | 32.7% | 7.97% |
| Rocket Mortgage | C | 19,924 | 22.0% | 6.88% |
| United Shore Financial Services | B | 14,777 | 11.2% | 6.50% |
| JPMorgan Chase Bank | B | 14,735 | 11.7% | 6.38% |
| Manufacturers and Traders Trust | C | 12,335 | 31.3% | 5.99% |
| Bank of America | F | 10,193 | 35.7% | 5.99% |
| Bethpage Federal Credit Union | C | 9,736 | 47.2% | 6.49% |
| TD Bank | D | 9,239 | 30.2% | 7.69% |
| Newrez | D | 8,654 | 24.2% | 6.75% |
| ESL Federal Credit Union | B | 7,817 | 17.6% | 4.50% |
Frequently asked questions
New York: 240 applications in 2025, of which 146 were originated and 46 denied.
19.2% of all applications, or 23.6% of the applications it actually decided on. The New York statewide average across all lenders was 19.8%.
The median rate on loans City National Bank originated in New York in 2025 was 5.79%, against a statewide median of 6.63%.
About this data. Figures are City National Bank's own HMDA filing for properties located in New York, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology