City National Bank in Illinois vs the state
11.8%Denial rate-5.36 pts vs state
15.4%Decision denial rate-6.30 pts vs state
64.7%Origination rate+5.97 pts vs state
5.49%Median rate-1.26 pts vs state
-0.24Rate spread (pts)-0.62 pts vs state
$732kMedian applicant income
11Loans originated
2Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 12 | 8 | 8.3% | 6.38% | #656 |
| 2024 | 10 | 7 | 20.0% | 7.00% | #668 |
| 2025 | 17 | 11 | 11.8% | 5.49% | #620 |
What City National Bank lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most City National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cook County | 12 | 8 | 2 | 16.7% |
| Lake County | 2 | 1 | 0 | 0.0% |
| DuPage County | 2 | 1 | 0 | 0.0% |
| McHenry County | 1 | 1 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 17 applications in 2025, of which 11 were originated and 2 denied.
11.8% of all applications, or 15.4% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans City National Bank originated in Illinois in 2025 was 5.49%, against a statewide median of 6.75%.
About this data. Figures are City National Bank's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology