City National Bank in Arizona vs the state
14.3%Denial rate-1.94 pts vs state
16.7%Decision denial rate-3.74 pts vs state
68.6%Origination rate+9.09 pts vs state
6.18%Median rate-0.33 pts vs state
-0.25Rate spread (pts)-0.47 pts vs state
$364kMedian applicant income
24Loans originated
5Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 62 | 43 | 6.5% | 6.45% | #287 |
| 2024 | 15 | 8 | 26.7% | 7.49% | #432 |
| 2025 | 35 | 24 | 14.3% | 6.18% | #356 |
What City National Bank lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most City National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Maricopa County | 24 | 17 | 3 | 12.5% |
| Yavapai County | 4 | 2 | 0 | 0.0% |
| Mohave County | 3 | 1 | 2 | 66.7% |
| Coconino County | 2 | 2 | 0 | 0.0% |
| Pima County | 2 | 2 | 0 | 0.0% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 35 applications in 2025, of which 24 were originated and 5 denied.
14.3% of all applications, or 16.7% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans City National Bank originated in Arizona in 2025 was 6.18%, against a statewide median of 6.50%.
About this data. Figures are City National Bank's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology