Churchill Funding I in South Carolina vs the state
31.6%Denial rate+13.27 pts vs state
46.2%Decision denial rate+22.68 pts vs state
36.8%Origination rate-19.77 pts vs state
10.00%Median rate+3.50 pts vs state
—Rate spread (pts)
—Median applicant income
7Loans originated
6Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 6 | 3 | 0.0% | 10.88% | #602 |
| 2024 | 9 | 7 | 0.0% | 10.00% | #553 |
| 2025 | 19 | 7 | 31.6% | 10.00% | #457 |
What Churchill Funding I lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Churchill Funding I applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Georgetown County | 7 | 2 | 5 | 71.4% |
| Pickens County | 3 | 3 | 0 | 0.0% |
| Horry County | 2 | 1 | 0 | 0.0% |
| Richland County | 2 | 0 | 0 | 0.0% |
| Charleston County | 1 | 1 | 0 | 0.0% |
| York County | 1 | 0 | 1 | 100.0% |
| Laurens County | 1 | 0 | 0 | 0.0% |
| Lancaster County | 1 | 0 | 0 | 0.0% |
| Lexington County | 1 | 0 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 19 applications in 2025, of which 7 were originated and 6 denied.
31.6% of all applications, or 46.2% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Churchill Funding I originated in South Carolina in 2025 was 10.00%, against a statewide median of 6.50%.
About this data. Figures are Churchill Funding I's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology