Churchill Funding I in Ohio vs the state
13.3%Denial rate-4.36 pts vs state
20.0%Decision denial rate-1.89 pts vs state
53.3%Origination rate-6.57 pts vs state
9.88%Median rate+3.00 pts vs state
—Rate spread (pts)
—Median applicant income
8Loans originated
2Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 7 | 4 | 14.3% | 8.13% | #654 |
| 2024 | 5 | 3 | 40.0% | 10.50% | #699 |
| 2025 | 15 | 8 | 13.3% | 9.88% | #565 |
What Churchill Funding I lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Churchill Funding I applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hamilton County | 6 | 2 | 0 | 0.0% |
| Cuyahoga County | 6 | 4 | 2 | 33.3% |
| Portage County | 3 | 2 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 15 applications in 2025, of which 8 were originated and 2 denied.
13.3% of all applications, or 20.0% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Churchill Funding I originated in Ohio in 2025 was 9.88%, against a statewide median of 6.88%.
About this data. Figures are Churchill Funding I's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology