Christian Community Credit Union in California vs the state
4.4%Denial rate-13.07 pts vs state
6.5%Decision denial rate-15.95 pts vs state
63.0%Origination rate+6.84 pts vs state
7.00%Median rate+0.38 pts vs state
0.66Rate spread (pts)+0.39 pts vs state
$147kMedian applicant income
58Loans originated
4Denied
Trend in California
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 102 | 67 | 6.9% | 6.75% | #436 |
| 2024 | 81 | 52 | 9.9% | 7.00% | #468 |
| 2025 | 92 | 58 | 4.4% | 7.00% | #452 |
What Christian Community Credit Union lends in California
By loan purpose
By loan type
Why it denied California applicants
Where in California
Counties with the most Christian Community Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Los Angeles County | 40 | 29 | 2 | 5.0% |
| Riverside County | 2 | 2 | 0 | 0.0% |
| San Bernardino County | 2 | 2 | 0 | 0.0% |
| San Diego County | 1 | 1 | 0 | 0.0% |
| Kern County | 1 | 1 | 0 | 0.0% |
| Humboldt County | 1 | 1 | 0 | 0.0% |
Other large lenders in California
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 79,261 | 12.6% | 6.49% |
| Rocket Mortgage | C | 58,925 | 17.6% | 6.75% |
| Bank of America | F | 40,190 | 30.8% | 5.99% |
| U.S. Bank | D | 32,493 | 31.6% | 6.50% |
| JPMorgan Chase Bank | B | 22,048 | 9.7% | 6.13% |
| Spring Eq | D | 21,601 | 50.8% | 8.88% |
| Schoolsfirst | A | 19,086 | 10.0% | 6.25% |
| Pennymac Loan Services | C | 18,754 | 13.5% | 6.50% |
| Newrez | D | 17,000 | 19.3% | 6.63% |
| Loandepot.Com | D | 16,645 | 18.7% | 6.63% |
Frequently asked questions
California: 92 applications in 2025, of which 58 were originated and 4 denied.
4.4% of all applications, or 6.5% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.
The median rate on loans Christian Community Credit Union originated in California in 2025 was 7.00%, against a statewide median of 6.63%.
About this data. Figures are Christian Community Credit Union's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology