Catalyst Mortgage in Florida vs the state
6.1%Denial rate-14.94 pts vs state
12.0%Decision denial rate-15.24 pts vs state
44.9%Origination rate-7.79 pts vs state
6.38%Median rate-0.25 pts vs state
-0.16Rate spread (pts)-0.42 pts vs state
$115kMedian applicant income
22Loans originated
3Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 101 | 39 | 12.9% | 6.38% | #485 |
| 2024 | 48 | 15 | 8.3% | 6.25% | #605 |
| 2025 | 49 | 22 | 6.1% | 6.38% | #605 |
What Catalyst Mortgage lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Catalyst Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Miami-Dade County | 7 | 4 | 2 | 28.6% |
| Polk County | 4 | 2 | 0 | 0.0% |
| Pasco County | 4 | 4 | 0 | 0.0% |
| Hillsborough County | 3 | 1 | 0 | 0.0% |
| Brevard County | 2 | 1 | 0 | 0.0% |
| Manatee County | 2 | 1 | 0 | 0.0% |
| Orange County | 2 | 1 | 0 | 0.0% |
| Palm Beach County | 2 | 1 | 0 | 0.0% |
| Sarasota County | 2 | 0 | 0 | 0.0% |
| Volusia County | 2 | 0 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 49 applications in 2025, of which 22 were originated and 3 denied.
6.1% of all applications, or 12.0% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Catalyst Mortgage originated in Florida in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Catalyst Mortgage's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology