Carrington Mortgage Services in Florida vs the state
44.4%Denial rate+23.37 pts vs state
54.8%Decision denial rate+27.54 pts vs state
26.9%Origination rate-25.81 pts vs state
6.63%Median rate0.00 pts vs state
0.66Rate spread (pts)+0.40 pts vs state
$91kMedian applicant income
1,296Loans originated
2,142Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 4,659 | 1,272 | 50.7% | 6.63% | #47 |
| 2024 | 4,633 | 1,364 | 42.3% | 6.63% | #48 |
| 2025 | 4,821 | 1,296 | 44.4% | 6.63% | #43 |
What Carrington Mortgage Services lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Carrington Mortgage Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Miami-Dade County | 380 | 60 | 187 | 49.2% |
| Broward County | 357 | 70 | 182 | 51.0% |
| Hillsborough County | 325 | 98 | 132 | 40.6% |
| Polk County | 285 | 78 | 132 | 46.3% |
| Palm Beach County | 232 | 54 | 105 | 45.3% |
| Duval County | 229 | 58 | 105 | 45.9% |
| Orange County | 219 | 47 | 108 | 49.3% |
| Pinellas County | 211 | 55 | 90 | 42.7% |
| Pasco County | 202 | 55 | 79 | 39.1% |
| Lee County | 167 | 42 | 81 | 48.5% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 4,821 applications in 2025, of which 1,296 were originated and 2,142 denied.
44.4% of all applications, or 54.8% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Carrington Mortgage Services originated in Florida in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Carrington Mortgage Services's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology