Calvin B. Taylor Banking Company of Berlin, Maryland · Maryland · 2025

Calvin B. Taylor Banking Company of Berlin, Maryland in Maryland: approval rate, denial rate and rates (2025)

Calvin B. Taylor Banking Company of Berlin, Maryland took 76 mortgage applications in Maryland in 2025, ranking #267 of 810 lenders active in the state. It originated 63.2% of them and denied 15.8% (17.9% of the applications it decided), against a statewide denial rate of 18.8%.

76Applicationsin MD
17.9%Decision denial ratestate 24.1%
6.50%Median ratestate 6.63%
$225,000Median loanstate $265,000
$15MVolume5 counties

Calvin B. Taylor Banking Company of Berlin, Maryland in Maryland vs the state

15.8%Denial rate-3.01 pts vs state
17.9%Decision denial rate-6.22 pts vs state
63.2%Origination rate+7.45 pts vs state
6.50%Median rate-0.13 pts vs state
-0.42Rate spread (pts)-0.67 pts vs state
$150kMedian applicant income
48Loans originated
12Denied

Trend in Maryland

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023624316.1%#264
2024785214.1%6.93%#245
2025764815.8%6.50%#267

What Calvin B. Taylor Banking Company of Berlin, Maryland lends in Maryland

By loan purpose

Home purchase 58 76% · 13.8% denied
Refinance 10 13% · 30.0% denied
Home improvement 3 4% · 0.0% denied
Other / HELOC 5 7% · 20.0% denied

By loan type

Conventional 76 100% · 15.8% denied

Why it denied Maryland applicants

Debt-to-income ratio 6 50%
Credit history 4 33%
Incomplete application 1 8%
Other 1 8%

Where in Maryland

Counties with the most Calvin B. Taylor Banking Company of Berlin, Maryland applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Worcester County 583510 17.2%
Wicomico County 960 0.0%
Somerset County 752 28.6%
Dorchester County 110 0.0%
Talbot County 110 0.0%

Other large lenders in Maryland

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 12,80616.8%6.63%
Navy Federal Credit UnionD 11,43623.0%8.00%
United Shore Financial ServicesB 9,30716.0%6.13%
Truist BankC 6,55934.9%6.49%
Bank of AmericaF 6,05135.8%6.24%
NewrezD 5,73921.0%6.63%
State Employees Credit Union of MarylandD 5,62444.6%6.25%
PNC BankD 5,58228.0%7.41%
Manufacturers and Traders TrustC 5,49732.0%5.99%
Pennymac Loan ServicesC 5,41112.4%6.49%

Frequently asked questions

Maryland: 76 applications in 2025, of which 48 were originated and 12 denied.

15.8% of all applications, or 17.9% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.

The median rate on loans Calvin B. Taylor Banking Company of Berlin, Maryland originated in Maryland in 2025 was 6.50%, against a statewide median of 6.63%.

About this data. Figures are Calvin B. Taylor Banking Company of Berlin, Maryland's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology