Calcon Mutual Mortgage in Florida vs the state
12.4%Denial rate-8.69 pts vs state
17.7%Decision denial rate-9.55 pts vs state
56.8%Origination rate+4.13 pts vs state
6.75%Median rate+0.13 pts vs state
0.56Rate spread (pts)+0.29 pts vs state
$91kMedian applicant income
225Loans originated
49Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 223 | 109 | 15.3% | 7.25% | #362 |
| 2024 | 350 | 159 | 17.1% | 6.75% | #286 |
| 2025 | 396 | 225 | 12.4% | 6.75% | #273 |
What Calcon Mutual Mortgage lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Calcon Mutual Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Polk County | 40 | 20 | 5 | 12.5% |
| Sarasota County | 31 | 20 | 1 | 3.2% |
| Orange County | 31 | 21 | 2 | 6.5% |
| Duval County | 23 | 9 | 5 | 21.7% |
| Hillsborough County | 22 | 10 | 4 | 18.2% |
| Bay County | 22 | 13 | 1 | 4.5% |
| Manatee County | 19 | 12 | 3 | 15.8% |
| Lee County | 17 | 11 | 1 | 5.9% |
| Brevard County | 14 | 10 | 1 | 7.1% |
| Charlotte County | 13 | 6 | 4 | 30.8% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 396 applications in 2025, of which 225 were originated and 49 denied.
12.4% of all applications, or 17.7% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Calcon Mutual Mortgage originated in Florida in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Calcon Mutual Mortgage's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology