Btc Bank in Missouri vs the state
7.1%Denial rate-7.94 pts vs state
7.5%Decision denial rate-11.21 pts vs state
86.1%Origination rate+23.44 pts vs state
—Median rate
—Rate spread (pts)
$85kMedian applicant income
483Loans originated
40Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 424 | 350 | 9.0% | — | #85 |
| 2024 | 475 | 423 | 7.6% | — | #86 |
| 2025 | 561 | 483 | 7.1% | — | #81 |
What Btc Bank lends in Missouri
By loan purpose
By loan type
Where in Missouri
Counties with the most Btc Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Grundy County | 54 | 47 | 2 | 3.7% |
| Daviess County | 54 | 46 | 2 | 3.7% |
| Harrison County | 48 | 42 | 3 | 6.3% |
| Carroll County | 38 | 33 | 1 | 2.6% |
| Livingston County | 37 | 30 | 4 | 10.8% |
| Pettis County | 36 | 36 | 0 | 0.0% |
| Gentry County | 29 | 28 | 0 | 0.0% |
| Cooper County | 26 | 23 | 3 | 11.5% |
| Dallas County | 23 | 16 | 6 | 26.1% |
| Caldwell County | 23 | 21 | 1 | 4.3% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 561 applications in 2025, of which 483 were originated and 40 denied.
7.1% of all applications, or 7.5% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Btc Bank's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology