Brighton Bank · Oregon · 2025

Brighton Bank in Oregon: approval rate, denial rate and rates (2025)

Brighton Bank took 7 mortgage applications in Oregon in 2025, ranking #401 of 700 lenders active in the state. It originated 71.4% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 15.3%.

7Applicationsin OR
0.0%Decision denial ratestate 19.2%
6.99%Median ratestate 6.75%
$375,000Median loanstate $275,000
$1.7MVolume4 counties

Brighton Bank in Oregon vs the state

0.0%Denial rate-15.31 pts vs state
0.0%Decision denial rate-19.16 pts vs state
71.4%Origination rate+10.81 pts vs state
6.99%Median rate+0.24 pts vs state
0.32Rate spread (pts)+0.04 pts vs state
$97kMedian applicant income
5Loans originated
0Denied

What Brighton Bank lends in Oregon

By loan purpose

Home purchase 4 57% · 0.0% denied
Cash-out refinance 3 43% · 0.0% denied

By loan type

Conventional 5 71% · 0.0% denied
VA 2 29% · 0.0% denied

Where in Oregon

Counties with the most Brighton Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Linn County 320 0.0%
Jackson County 210 0.0%
Marion County 110 0.0%
Multnomah County 110 0.0%

Other large lenders in Oregon

LenderGradeApplicationsDenial rateMedian rate
Onpoint Community Credit UnionB 10,71015.7%7.50%
Rocket MortgageC 6,64916.3%6.75%
United Shore Financial ServicesB 6,60010.4%6.25%
Guild MortgageA 6,0342.6%6.55%
U.S. BankD 4,87531.6%7.85%
Umpqua BankC 3,15523.0%7.50%
NewrezD 2,94512.9%6.63%
CMG MortgageA 2,7022.9%6.50%
Pennymac Loan ServicesC 2,64210.2%6.62%
Rogue Credit UnionC 2,51110.2%7.49%

Frequently asked questions

Oregon: 7 applications in 2025, of which 5 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.

The median rate on loans Brighton Bank originated in Oregon in 2025 was 6.99%, against a statewide median of 6.75%.

About this data. Figures are Brighton Bank's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology