Brannen Bank in Florida vs the state
8.5%Denial rate-12.58 pts vs state
9.6%Decision denial rate-17.65 pts vs state
79.2%Origination rate+26.49 pts vs state
—Median rate
—Rate spread (pts)
$113kMedian applicant income
308Loans originated
33Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 433 | 353 | 9.9% | 6.75% | #250 |
| 2024 | 411 | 287 | 15.8% | — | #262 |
| 2025 | 389 | 308 | 8.5% | — | #275 |
What Brannen Bank lends in Florida
By loan purpose
By loan type
Where in Florida
Counties with the most Brannen Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Citrus County | 243 | 193 | 17 | 7.0% |
| Hernando County | 86 | 74 | 7 | 8.1% |
| Marion County | 26 | 19 | 5 | 19.2% |
| Pasco County | 11 | 9 | 1 | 9.1% |
| Levy County | 9 | 4 | 1 | 11.1% |
| Sumter County | 7 | 5 | 1 | 14.3% |
| Lake County | 4 | 2 | 0 | 0.0% |
| Alachua County | 2 | 1 | 1 | 50.0% |
| Pinellas County | 1 | 1 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 389 applications in 2025, of which 308 were originated and 33 denied.
8.5% of all applications, or 9.6% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Brannen Bank's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology