Bpl Mortgage Trust · Arizona · 2025

Bpl Mortgage Trust in Arizona: approval rate, denial rate and rates (2025)

Bpl Mortgage Trust took 41 mortgage applications in Arizona in 2025, ranking #337 of 1,082 lenders active in the state. It originated 85.4% of them and denied 2.4% (2.4% of the applications it decided), against a statewide denial rate of 16.2%.

41Applicationsin AZ
2.4%Decision denial ratestate 20.4%
6.75%Median ratestate 6.50%
$295,000Median loanstate $275,000
$13MVolume5 counties

Bpl Mortgage Trust in Arizona vs the state

2.4%Denial rate-13.79 pts vs state
2.4%Decision denial rate-17.97 pts vs state
85.4%Origination rate+25.89 pts vs state
6.75%Median rate+0.25 pts vs state
Rate spread (pts)
Median applicant income
35Loans originated
1Denied

Trend in Arizona

YearApplicationsOriginatedDenial rateMedian rateRank in state
20241487.1%7.25%#435
202541352.4%6.75%#337

What Bpl Mortgage Trust lends in Arizona

By loan purpose

Home purchase 16 39% · 6.3% denied
Refinance 14 34% · 0.0% denied
Cash-out refinance 11 27% · 0.0% denied

By loan type

Conventional 41 100% · 2.4% denied

Why it denied Arizona applicants

Collateral 1 100%

Where in Arizona

Counties with the most Bpl Mortgage Trust applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Maricopa County 32290 0.0%
Pima County 660 0.0%
Yuma County 100 0.0%
Pinal County 100 0.0%
Coconino County 101 100.0%

Other large lenders in Arizona

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 25,38310.2%6.25%
Rocket MortgageC 17,94715.6%6.75%
Desert Financial Credit UnionB 16,97024.3%6.49%
Crosscountry MortgageB 7,5703.8%6.58%
Fairway Independent MortgageB 6,7295.6%6.63%
Bank of AmericaF 6,22932.2%6.24%
Loandepot.ComD 6,18016.1%5.99%
Pennymac Loan ServicesC 5,83811.7%6.62%
Nova Financial & InvestmentC 5,38016.2%6.49%
Freedom MortgageB 4,9917.0%6.00%

Frequently asked questions

Arizona: 41 applications in 2025, of which 35 were originated and 1 denied.

2.4% of all applications, or 2.4% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.

The median rate on loans Bpl Mortgage Trust originated in Arizona in 2025 was 6.75%, against a statewide median of 6.50%.

About this data. Figures are Bpl Mortgage Trust's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology