Bond Street Mortgage in Florida vs the state
4.4%Denial rate-16.62 pts vs state
8.0%Decision denial rate-19.24 pts vs state
51.1%Origination rate-1.58 pts vs state
6.99%Median rate+0.37 pts vs state
0.63Rate spread (pts)+0.36 pts vs state
$170kMedian applicant income
23Loans originated
2Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 33 | 25 | 3.0% | 6.75% | #716 |
| 2024 | 51 | 28 | 2.0% | 6.88% | #594 |
| 2025 | 45 | 23 | 4.4% | 6.99% | #618 |
What Bond Street Mortgage lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Bond Street Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Miami-Dade County | 10 | 2 | 1 | 10.0% |
| Brevard County | 4 | 3 | 0 | 0.0% |
| Polk County | 4 | 4 | 0 | 0.0% |
| Osceola County | 4 | 3 | 0 | 0.0% |
| Broward County | 4 | 2 | 1 | 25.0% |
| Lake County | 4 | 3 | 0 | 0.0% |
| Martin County | 2 | 0 | 0 | 0.0% |
| Sarasota County | 2 | 1 | 0 | 0.0% |
| Hillsborough County | 2 | 2 | 0 | 0.0% |
| St. Lucie County | 1 | 1 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 45 applications in 2025, of which 23 were originated and 2 denied.
4.4% of all applications, or 8.0% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Bond Street Mortgage originated in Florida in 2025 was 6.99%, against a statewide median of 6.63%.
About this data. Figures are Bond Street Mortgage's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology