Boeing Employees Credit Union · South Carolina · 2025

Boeing Employees Credit Union in South Carolina: approval rate, denial rate and rates (2025)

Boeing Employees Credit Union took 122 mortgage applications in South Carolina in 2025, ranking #233 of 1,143 lenders active in the state. It originated 53.3% of them and denied 30.3% (34.6% of the applications it decided), against a statewide denial rate of 18.3%.

122Applicationsin SC
34.6%Decision denial ratestate 23.5%
6.50%Median ratestate 6.50%
$155,000Median loanstate $225,000
$14MVolume14 counties

Boeing Employees Credit Union in South Carolina vs the state

30.3%Denial rate+12.02 pts vs state
34.6%Decision denial rate+11.11 pts vs state
53.3%Origination rate-3.33 pts vs state
6.50%Median rate0.00 pts vs state
-0.11Rate spread (pts)-0.33 pts vs state
$130kMedian applicant income
65Loans originated
37Denied

Trend in South Carolina

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231086028.7%6.06%#226
20241126927.7%8.74%#230
20251226530.3%6.50%#233

What Boeing Employees Credit Union lends in South Carolina

By loan purpose

Home purchase 41 34% · 17.1% denied
Refinance 19 16% · 26.3% denied
Cash-out refinance 3 2% · 33.3% denied
Home improvement 36 30% · 33.3% denied
Other / HELOC 23 19% · 52.2% denied

By loan type

Conventional 121 99% · 30.6% denied
FHA 1 1% · 0.0% denied

Why it denied South Carolina applicants

Debt-to-income ratio 16 43%
Collateral 12 32%
Credit history 5 14%
Unverifiable information 3 8%
Other 1 3%

Where in South Carolina

Counties with the most Boeing Employees Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Charleston County 422614 33.3%
Dorchester County 25117 28.0%
Berkeley County 25157 28.0%
Spartanburg County 642 33.3%
Greenville County 422 50.0%
Horry County 421 25.0%
Lancaster County 421 25.0%
Beaufort County 311 33.3%
Anderson County 210 0.0%
Aiken County 210 0.0%

Other large lenders in South Carolina

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 13,40316.8%6.63%
Vanderbilt Mortgage and FinanceF 12,27240.7%6.50%
United Shore Financial ServicesB 9,23612.8%6.13%
21st MortgageF 6,51048.2%10.41%
Dhi Mortgage CompanyB 6,18417.4%4.99%
Navy Federal Credit UnionD 5,42421.2%7.50%
First-Citizens Bank & TrustB 5,39920.9%6.38%
Freedom MortgageB 5,2967.3%6.25%
Mortgage Research CenterC 5,18919.1%6.25%
Bank of AmericaF 5,00933.1%6.24%

Frequently asked questions

South Carolina: 122 applications in 2025, of which 65 were originated and 37 denied.

30.3% of all applications, or 34.6% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.

The median rate on loans Boeing Employees Credit Union originated in South Carolina in 2025 was 6.50%, against a statewide median of 6.50%.

About this data. Figures are Boeing Employees Credit Union's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology