Blue Ridge Bank in Maryland vs the state
11.1%Denial rate-7.69 pts vs state
12.5%Decision denial rate-11.63 pts vs state
77.8%Origination rate+22.07 pts vs state
6.50%Median rate-0.13 pts vs state
-0.08Rate spread (pts)-0.33 pts vs state
$162kMedian applicant income
7Loans originated
1Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 39 | 33 | 5.1% | 6.63% | #317 |
| 2024 | 29 | 20 | 6.9% | 6.63% | #363 |
| 2025 | 9 | 7 | 11.1% | 6.50% | #486 |
What Blue Ridge Bank lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most Blue Ridge Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Frederick County | 3 | 2 | 0 | 0.0% |
| Prince George's County | 3 | 2 | 1 | 33.3% |
| Montgomery County | 2 | 2 | 0 | 0.0% |
| Baltimore County | 1 | 1 | 0 | 0.0% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 9 applications in 2025, of which 7 were originated and 1 denied.
11.1% of all applications, or 12.5% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Blue Ridge Bank originated in Maryland in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Blue Ridge Bank's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology