Blue Grass Savings Bank · Iowa · 2025

Blue Grass Savings Bank in Iowa: approval rate, denial rate and rates (2025)

Blue Grass Savings Bank took 89 mortgage applications in Iowa in 2025, ranking #157 of 739 lenders active in the state. It originated 98.9% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 12.9%.

89Applicationsin IA
0.0%Decision denial ratestate 15.3%
Median ratestate 6.50%
$95,000Median loanstate $135,000
$12MVolume4 counties

Blue Grass Savings Bank in Iowa vs the state

0.0%Denial rate-12.86 pts vs state
0.0%Decision denial rate-15.31 pts vs state
98.9%Origination rate+30.42 pts vs state
Median rate
Rate spread (pts)
$106kMedian applicant income
88Loans originated
0Denied

Trend in Iowa

YearApplicationsOriginatedDenial rateMedian rateRank in state
202379790.0%#167
202487861.2%#157
202589880.0%#157

What Blue Grass Savings Bank lends in Iowa

By loan purpose

Home purchase 45 51% · 0.0% denied
Refinance 26 29% · 0.0% denied
Home improvement 18 20% · 0.0% denied

By loan type

Conventional 89 100% · 0.0% denied

Where in Iowa

Counties with the most Blue Grass Savings Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Scott County 79790 0.0%
Clinton County 770 0.0%
Muscatine County 210 0.0%
Cedar County 110 0.0%

Other large lenders in Iowa

LenderGradeApplicationsDenial rateMedian rate
GREENSTATE Credit UnionB 13,8295.9%6.50%
Veridian Credit UnionB 8,7258.9%6.49%
Rocket MortgageC 3,76122.7%6.63%
Hills Bank and TrustA 3,4346.1%6.25%
U.S. BankD 2,72025.7%7.00%
Dupaco CommunityA 2,66916.1%7.00%
Community Choice Credit UnionB 2,65311.8%6.13%
Iowa Bankers MortgageB 2,42315.4%6.50%
Broker SolutionsD 2,3866.4%6.75%
Northwest BankA 2,1815.7%6.38%

Frequently asked questions

Iowa: 89 applications in 2025, of which 88 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Blue Grass Savings Bank's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology