Blaze Credit Union · Arizona · 2025

Blaze Credit Union in Arizona: approval rate, denial rate and rates (2025)

Blaze Credit Union took 9 mortgage applications in Arizona in 2025, ranking #520 of 1,082 lenders active in the state. It originated 66.7% of them and denied 11.1% (14.3% of the applications it decided), against a statewide denial rate of 16.2%.

9Applicationsin AZ
14.3%Decision denial ratestate 20.4%
6.31%Median ratestate 6.50%
$105,000Median loanstate $275,000
$1.3MVolume3 counties

Blaze Credit Union in Arizona vs the state

11.1%Denial rate-5.12 pts vs state
14.3%Decision denial rate-6.12 pts vs state
66.7%Origination rate+7.19 pts vs state
6.31%Median rate-0.19 pts vs state
0.13Rate spread (pts)-0.09 pts vs state
$84kMedian applicant income
6Loans originated
1Denied

Trend in Arizona

YearApplicationsOriginatedDenial rateMedian rateRank in state
20248712.5%7.00%#526
20259611.1%6.31%#520

What Blaze Credit Union lends in Arizona

By loan purpose

Home purchase 2 22% · 0.0% denied
Cash-out refinance 1 11% · 0.0% denied
Home improvement 3 33% · 0.0% denied
Other / HELOC 3 33% · 33.3% denied

By loan type

Conventional 9 100% · 11.1% denied

Why it denied Arizona applicants

Credit history 1 100%

Where in Arizona

Counties with the most Blaze Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Maricopa County 641 16.7%
Apache County 210 0.0%
Pinal County 110 0.0%

Other large lenders in Arizona

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 25,38310.2%6.25%
Rocket MortgageC 17,94715.6%6.75%
Desert Financial Credit UnionB 16,97024.3%6.49%
Crosscountry MortgageB 7,5703.8%6.58%
Fairway Independent MortgageB 6,7295.6%6.63%
Bank of AmericaF 6,22932.2%6.24%
Loandepot.ComD 6,18016.1%5.99%
Pennymac Loan ServicesC 5,83811.7%6.62%
Nova Financial & InvestmentC 5,38016.2%6.49%
Freedom MortgageB 4,9917.0%6.00%

Frequently asked questions

Arizona: 9 applications in 2025, of which 6 were originated and 1 denied.

11.1% of all applications, or 14.3% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.

The median rate on loans Blaze Credit Union originated in Arizona in 2025 was 6.31%, against a statewide median of 6.50%.

About this data. Figures are Blaze Credit Union's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology