Bayshore Mortgage Funding in Illinois vs the state
8.0%Denial rate-9.12 pts vs state
9.5%Decision denial rate-12.16 pts vs state
76.0%Origination rate+17.26 pts vs state
6.50%Median rate-0.25 pts vs state
0.42Rate spread (pts)+0.04 pts vs state
$121kMedian applicant income
19Loans originated
2Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 14 | 5 | 14.3% | 6.88% | #642 |
| 2024 | 49 | 32 | 4.1% | 7.13% | #451 |
| 2025 | 25 | 19 | 8.0% | 6.50% | #563 |
What Bayshore Mortgage Funding lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Bayshore Mortgage Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cook County | 14 | 11 | 0 | 0.0% |
| Will County | 4 | 3 | 1 | 25.0% |
| DuPage County | 3 | 2 | 1 | 33.3% |
| Lake County | 3 | 2 | 0 | 0.0% |
| Clinton County | 1 | 1 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 25 applications in 2025, of which 19 were originated and 2 denied.
8.0% of all applications, or 9.5% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Bayshore Mortgage Funding originated in Illinois in 2025 was 6.50%, against a statewide median of 6.75%.
About this data. Figures are Bayshore Mortgage Funding's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology