Bayshore Mortgage Funding in Florida vs the state
4.1%Denial rate-16.94 pts vs state
5.8%Decision denial rate-21.49 pts vs state
67.1%Origination rate+14.39 pts vs state
6.63%Median rate0.00 pts vs state
0.34Rate spread (pts)+0.07 pts vs state
$106kMedian applicant income
163Loans originated
10Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 262 | 185 | 7.6% | 6.63% | #339 |
| 2024 | 216 | 163 | 1.4% | 6.63% | #366 |
| 2025 | 243 | 163 | 4.1% | 6.63% | #344 |
What Bayshore Mortgage Funding lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Bayshore Mortgage Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 43 | 33 | 2 | 4.7% |
| Indian River County | 42 | 32 | 1 | 2.4% |
| Leon County | 35 | 19 | 1 | 2.9% |
| Brevard County | 19 | 13 | 0 | 0.0% |
| Broward County | 14 | 6 | 1 | 7.1% |
| Lee County | 11 | 10 | 1 | 9.1% |
| Gadsden County | 8 | 6 | 0 | 0.0% |
| St. Lucie County | 8 | 6 | 0 | 0.0% |
| Wakulla County | 7 | 3 | 0 | 0.0% |
| Charlotte County | 5 | 5 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 243 applications in 2025, of which 163 were originated and 10 denied.
4.1% of all applications, or 5.8% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Bayshore Mortgage Funding originated in Florida in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Bayshore Mortgage Funding's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology