Bank of Hope in New York vs the state
4.5%Denial rate-15.26 pts vs state
4.8%Decision denial rate-19.22 pts vs state
77.1%Origination rate+17.50 pts vs state
6.13%Median rate-0.50 pts vs state
0.46Rate spread (pts)+0.25 pts vs state
$186kMedian applicant income
498Loans originated
29Denied
Trend in New York
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 106 | 55 | 5.7% | 6.88% | #261 |
| 2024 | 501 | 333 | 4.6% | 7.00% | #118 |
| 2025 | 646 | 498 | 4.5% | 6.13% | #117 |
What Bank of Hope lends in New York
By loan purpose
By loan type
Why it denied New York applicants
Where in New York
Counties with the most Bank of Hope applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Queens County | 226 | 155 | 12 | 5.3% |
| Kings County | 137 | 118 | 2 | 1.5% |
| Richmond County | 113 | 97 | 4 | 3.5% |
| Nassau County | 84 | 65 | 3 | 3.6% |
| Suffolk County | 23 | 20 | 1 | 4.3% |
| New York County | 13 | 5 | 3 | 23.1% |
| Bronx County | 9 | 8 | 0 | 0.0% |
| Westchester County | 8 | 4 | 1 | 12.5% |
| Monroe County | 6 | 6 | 0 | 0.0% |
| Rockland County | 6 | 4 | 0 | 0.0% |
Other large lenders in New York
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 20,315 | 32.7% | 7.97% |
| Rocket Mortgage | C | 19,924 | 22.0% | 6.88% |
| United Shore Financial Services | B | 14,777 | 11.2% | 6.50% |
| JPMorgan Chase Bank | B | 14,735 | 11.7% | 6.38% |
| Manufacturers and Traders Trust | C | 12,335 | 31.3% | 5.99% |
| Bank of America | F | 10,193 | 35.7% | 5.99% |
| Bethpage Federal Credit Union | C | 9,736 | 47.2% | 6.49% |
| TD Bank | D | 9,239 | 30.2% | 7.69% |
| Newrez | D | 8,654 | 24.2% | 6.75% |
| ESL Federal Credit Union | B | 7,817 | 17.6% | 4.50% |
Frequently asked questions
New York: 646 applications in 2025, of which 498 were originated and 29 denied.
4.5% of all applications, or 4.8% of the applications it actually decided on. The New York statewide average across all lenders was 19.8%.
The median rate on loans Bank of Hope originated in New York in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are Bank of Hope's own HMDA filing for properties located in New York, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology