Bank of Hope · Illinois · 2025

Bank of Hope in Illinois: approval rate, denial rate and rates (2025)

Bank of Hope took 14 mortgage applications in Illinois in 2025, ranking #637 of 1,150 lenders active in the state. It originated 64.3% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 17.1%.

14Applicationsin IL
0.0%Decision denial ratestate 21.7%
6.31%Median ratestate 6.75%
$175,000Median loanstate $185,000
$2.1MVolume4 counties

Bank of Hope in Illinois vs the state

0.0%Denial rate-17.12 pts vs state
0.0%Decision denial rate-21.68 pts vs state
64.3%Origination rate+5.55 pts vs state
6.31%Median rate-0.44 pts vs state
0.70Rate spread (pts)+0.32 pts vs state
$101kMedian applicant income
9Loans originated
0Denied

Trend in Illinois

YearApplicationsOriginatedDenial rateMedian rateRank in state
20237514.3%6.75%#729
20241190.0%7.00%#655
20251490.0%6.31%#637

What Bank of Hope lends in Illinois

By loan purpose

Home purchase 7 50% · 0.0% denied
Refinance 2 14% · 0.0% denied
Cash-out refinance 3 21% · 0.0% denied
Other / HELOC 2 14% · 0.0% denied

By loan type

Conventional 14 100% · 0.0% denied

Where in Illinois

Counties with the most Bank of Hope applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Cook County 950 0.0%
DuPage County 330 0.0%
Champaign County 110 0.0%
Will County 100 0.0%

Other large lenders in Illinois

LenderGradeApplicationsDenial rateMedian rate
Guaranteed RateB 17,4794.9%6.63%
Rocket MortgageC 16,97119.7%6.75%
United Shore Financial ServicesB 15,64413.0%6.50%
JPMorgan Chase BankB 13,5749.7%6.49%
U.S. BankD 10,07638.3%7.00%
Crosscountry MortgageB 8,7794.5%6.75%
Fifth Third BankD 8,62832.1%7.50%
The Huntington National BankD 8,22631.9%6.99%
BMO BankF 8,00732.7%8.33%
Loandepot.ComD 7,01917.7%6.88%

Frequently asked questions

Illinois: 14 applications in 2025, of which 9 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.

The median rate on loans Bank of Hope originated in Illinois in 2025 was 6.31%, against a statewide median of 6.75%.

About this data. Figures are Bank of Hope's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology